Two interest-free payments every 15 days
What are the Eligibility Requirements and Credit Score?
You must be over the age of 18, reside in the US, and be paying in USD to use Shop Pay Installments.
Checking your eligibility will not impact your credit. Once payment plan terms are accepted, your payments may be reported to a credit bureau.
Note: To use Shop Pay Installments you need a US shipping address.
What are the Fees or Penalties?
For purchases split into 2 or 4 bi-weekly payments, there are no additional charges or interest rates applied. Purchases split into monthly payments may be subject to interest.
You can pay your balance off early without penalty.
There are no late fees. However, partial or late payments may affect your ability to use Shop Pay Installments in the future.
What are the the Restricted Items?
There are some items that you can’t use Shop Pay Installments to purchase, including, but not limited to:
- Cash advances
- Illegal items and activities
- Weapons, including parts and accessories
- Narcotics
- Regulated products such as tobacco or drug paraphernalia
- Currency, including cryptocurrency
- PayPal, Venmo, and other money transfer services
- Loan and credit card payments
Where can I find the Terms of Service for ShopPay?
Learn more about Affirm’s Terms of Service or Shop’s Terms of Service.
